Ms. Reich is a member of the Board of  Santander Holdings USA and Santander Bank, NA. Ms. Reich is a member of the Board of Directors of BILL Holdings Inc. (NYSE: BILL). She is also a member of the Board of Directors of Altus Power (NYSE: AMPS)She serves as a board observer and advisor to Clara, a Latin American fintech company, and serves as an advisor to a number of global fintech companies. She is also an advisor to Theorem, a data science driven investment management firm.  She also had previously served on the board of Citicorp Payment Services.  Ms. Reich had served as Chief Credit Officer of the Global Business Financing, Payments and Digital Experiences group of American Express and was responsible for Global Merchant and Network Services risk. Ms. Reich also served as Chief Risk Officer and Chief Data Scientist at Credibly, a fintech platform. She held leadership positions with responsibilities in various areas of risk including credit, fraud, data, technology, and modeling at American Express, Citibank, and JPMorgan Chase.  Ms. Reich graduated from the Massachusetts Institute of Technology.